01
SmartCredit Full Overview
Get a complete, easy-to-understand view of your credit profile in one place. See key factors that impact your credit and track your progress as you work toward your goals.
DSM SmartCredit Membership
See the full picture.
This is what you get with your membership.
02
$1M Identity Fraud Insurance
Enjoy added peace of mind with $1,000,000 in identity fraud insurance coverage where available and eligible. This benefit is designed to help protect you if identity theft leads to covered losses.
03
Take Action With Creditors
Tools and guided steps to help you take action when you spot issues. Address disputes, errors, and account concerns by contacting the right creditors and taking the next best step faster.
04
Account Alerts Inbox
Stay in the know with credit-related alerts delivered to your Alerts Inbox. Get notified when important changes happen so you can respond quickly and protect your progress.
05
Money Manager
A built-in money management feature to help you organize your finances, track spending, and make smarter money decisions that support your credit goals.
06
Score Tracker
Track your credit score changes over time so you can see what is helping and what is hurting.
07
ScoreBuilder®
A guided tool designed to help you build stronger credit habits and improve your credit profile with actionable recommendations.
08
ScoreBoost™
A feature designed to help you maximize your credit potential by highlighting opportunities that may help improve your score faster based on your profile.
Ready to get started?